Roth Ira Limits 2024 Married Spouse. Spousal iras have the same annual contribution limits as any other ira: For 2023 and 2024, married individuals filing separately can only contribute to a roth ira if their modified adjusted gross income (magi) is less than $10,000.
$7,000 per individual in 2024. However, you may consider opening a spousal ira, whether traditional or roth, for a.
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